Accepted Insurances


We are committed to serving the needs of people in our community, which is why we accept almost all types of insurance, including Medicare and many types of commercial PPO/HMO plans. We understand that insurance plans are complex and difficult to navigate, which is why our team will do their best to help you understand your insurance and billing questions. In fact, we believe in cost transparency, so our staff diligently works to provide you with estimates of treatment costs based on your specific health plan prior to you receiving treatment.

Below is a list of the major insurance plans that at least one of our physicians is a network provider. Please note that both of our physicians may be network providers on your insurance plan and there are other plans not listed here that we do accept.

  • Medicare 
  • Blue Cross (Excluding Pathway PPO, Select PPO, and Cal Pers Select PPO)
  • Blue Shield (Including Covered CA and Affordable Care Act plans)
  • Cigna
  • Aetna
  • United Health Care
  • Health Net
  • Multiplan/Private Healthcare Systems (PHCS)
  • Tricare
  • Champ VA
  • Triwest
  • Affinity
  • CareMore 
  • Santa Clara IPA (SCCIPA)
  • Physicians Medical Group of San Jose (PMG)
  • Physicians Medical Group of Santa Cruz (PMG) – Dr. Guarino Only
  • Pacific Health Alliance/San Benito Medical Associates
  • NX Health
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